2K

2K

2K enables users to make strategic financial decisions and develop mindful spending habits for better financial health.

About 2K

2K is a comprehensive platform that provides users with powerful tools and insights to facilitate informed financial choices and encourage conscious spending. Its goal is to help users convert every financial decision into a smart move, promoting overall financial well-being. The platform features advanced forecasting capabilities to give a clear outlook on future finances, helping users stay proactive and reach their financial goals with confidence. It also helps align perceptions of money with reality, bridge the gap between perceived and actual spending, and access tailored financial coaching services.

How to Use

Download the app, create an account, link your bank and financial accounts, then monitor your spending patterns. Use AI-driven insights to plan for upcoming months and connect with a financial coach for personalized advice.

Features

  • Real-time spending tracking and categorization
  • Secure account aggregation from multiple banks
  • Advanced financial forecasting tools
  • Access to personalized financial coaching

Use Cases

  • Identify spending patterns to optimize savings
  • Receive customized advice from financial experts
  • Consolidate all financial accounts for a complete overview
  • Forecast expenses to improve budgeting accuracy

Best For

Individuals aiming to enhance financial literacyPeople seeking help with budgeting and financial plansThose interested in personalized financial guidanceUsers wanting to track spending and savings goals

Pros

  • Empowers users to control their finances effectively
  • Provides detailed financial forecasts for better planning
  • Offers clear insights into spending behaviors
  • Consolidates multiple accounts for seamless tracking
  • Includes access to expert financial coaching

Cons

  • Availability of coaching may be limited
  • Forecast accuracy depends on data quality and algorithms
  • Bank account linking required for full functionality
  • Data updates may experience delays

FAQs

How secure is 2K?
2K is built with cutting-edge security technologies, including Amazon Web Services, PLAID for bank connections, and military-grade encryption. You can also enable face ID or fingerprint verification for added protection.
Can I make payments or transfer funds with 2K?
No, 2K only allows viewing of your account information. It does not support transactions or payments.
Does 2K store my passwords?
No, 2K uses PLAID, which securely manages your login credentials. In some cases, banks may request your username and password directly.
Can I try 2K without linking my bank accounts?
Yes, 2K offers virtual cash and credit accounts for testing before connecting your actual bank accounts.
How long does it take for transactions to update?
Transaction updates depend on third-party platforms and can take from a few hours up to 36 hours.
Can 2K identify and track my bills?
Yes, when linked accounts contain recognizable transactions, 2K can categorize and aggregate recurring bills.
Is there a subscription fee for 2K?
Currently, 2K is free to use with no subscription charges.
Will I be able to link my investment accounts in the future?
Yes, investment account linking is coming soon.
Can I remove a linked account anytime?
Yes, you can delete or add accounts at any time, and 2K will automatically update your transaction history.
Does 2K categorize my transactions and spending?
Yes, 2K automatically classifies your spending and income into predefined categories for easier analysis.