Lumio Pro

Lumio is an AI-powered money management app designed for couples to monitor shared finances, reduce household expenses, and save effectively together.

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About Lumio Pro

Lumio is an intelligent, fully automated money management platform tailored for couples. It simplifies tracking shared expenses, reducing household bills, and saving collectively. By securely connecting bank accounts, it provides clear insights into spending habits and financial health, promoting transparency and collaboration.

How to Use

Sign up on Lumio, securely connect your bank accounts, invite your partner, and start tracking shared expenses and bills automatically. The app provides real-time insights into your spending patterns and financial progress.

Features

Shared expense and IOU tracking

Net worth calculation and monitoring

Automatic aggregation of bank accounts

Spending behavior analysis

Household bill management and reminders

Use Cases

Managing shared household expenses

Joint savings goals

Coordinating bill payments

Gaining financial clarity as a couple

Best For

Couples managing shared financesIndividuals seeking financial transparencyHouseholds aiming to reduce expensesPeople planning joint savings

Pros

Simplifies tracking of shared expenses

Automates bill monitoring and cancellations

Designed specifically for couples

Provides a clear overview of spending and net worth

Secure integration via Open Banking

Cons

Both partners need to connect their bank accounts

Dependent on accurate transaction categorization

May not suit users with complex financial arrangements

Pricing Plans

Choose the perfect plan for your needs. All plans include 24/7 support and regular updates.

Individual Free Plan

Free

Basic access for individual users.

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Pro Couples Monthly

£4.49/month

Full access for couples, including all individual Pro features.

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Pro Individual Monthly

£3/month

Manage personal finances with advanced tools.

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Couples Pro Annual

£39.99/year

Complete Pro features for both partners billed annually.

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Individual Pro Annual

£26.99/year

Save 25% with annual subscription for individual users.

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Frequently Asked Questions

Find answers to common questions about Lumio Pro

How secure is my data with Lumio?

Lumio uses bank-grade 256-bit TLS encryption to ensure data safety. Credentials are encrypted separately from personal data and are never stored. Access is protected by PIN or biometric authentication.

Does Lumio store my bank login details?

No, Lumio encrypts all login credentials and separates them from personal information. Your bank login details are not stored or visible to the platform.

Is Lumio regulated and compliant?

Yes, Lumio is registered as a Payment Services Directive Agent of Moneyhub Financial Technology Ltd, authorized and regulated by the Financial Conduct Authority. It is also registered with the ICO as a data controller.

Can Lumio be used for complex financial situations?

Lumio is optimized for shared household and personal finance tracking but may have limitations for highly complex financial portfolios.

Is there a free trial available?

Lumio offers a free basic plan, allowing users to explore core features before upgrading to premium subscriptions.