Skwad

Skwad

A privacy-centric budgeting application that utilizes email alerts for seamless transaction monitoring and expense management.

About Skwad

Skwad is a privacy-first budgeting platform that enables users to manage their finances without linking bank accounts directly. It leverages bank email alerts to track income and expenses. Features include budgeting, receipt scanning, bank statement conversion to Excel, and real-time sharing for couples’ financial collaboration.

How to Use

Register for an account, receive your unique Skwad email address, set up your bank to forward alerts to this address, and let Skwad categorize your transactions automatically.

Features

  • Real-time financial sharing for couples
  • Receipt scanning for quick expense capture
  • Optional bank account linking via SimpleFIN
  • Bank statement conversion to Excel format
  • Secure budgeting without bank account linkage

Use Cases

  • Collaborate on finances with a partner in real-time
  • Convert bank statements to Excel for detailed analysis
  • Create budgets and generate financial reports
  • Track personal and business expenses without sharing login credentials

Best For

FreelancersIndividualsSmall business ownersCouplesFinancial planners

Pros

  • Enables couples to share and manage finances collaboratively
  • Supports older banks without direct integrations
  • Instant transaction updates via email alerts
  • Optional bank linking for broader compatibility
  • Prioritizes user privacy by avoiding bank password sharing

Cons

  • Requires configuring bank email alerts
  • Mobile app is currently in beta testing
  • Bank linking depends on third-party service (SimpleFIN)

Pricing Plans

Choose the perfect plan. All plans include 24/7 support.

DUO

22 USD annually

Ideal for individuals and couples to manage finances. Includes two profiles and one free companion account.

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Most Popular

DIY

49 USD annually

Recommended for users wanting data synchronization with external tools. Includes Google Sheets integration and multi-currency support.

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FAQs

Is my bank compatible with Skwad?
Yes, if you receive email alerts for transactions or balances from your bank or credit union, Skwad can support it.
What if my bank doesn't send email alerts? Can I still use Skwad?
Absolutely. Skwad supports linking with over 11,000 financial institutions through secure integrations.
Can I automatically import transactions into Skwad?
Yes. You can automate expense tracking by setting up spending alerts from your bank to Skwad without sharing login details.
Is it possible to upload previous transactions?
Yes. You can upload CSV, Excel, or Quicken files from your bank, credit card, or personal finance tools like Mint.
Does Skwad offer a free trial?
Yes, you can try Skwad free for 15 days to explore all features before subscribing.
Is a credit card required to start a free trial?
Yes, but you won’t be charged during the trial period. A reminder will be sent 7 days before it ends.